Privacy Notice Information
Thank you for visiting the Mississippi Department of Banking and Consumer Finance's Web Site and reviewing our Privacy Statement. This notice addresses collection, use and security of, and access to information that may be obtained through use of our web site. This notice covers the following topics:
- Information Collected and How it is used
- Personal Information and Choice
- Public Disclosure
- Contact Information
Information Collected and How it is Used
If you do nothing but browse or download information at our web site we do not collect or store any information concerning your visit.
If during your visit you participate in a survey, send an email, or electronically file a Complaint the following information will be collected:
- The email address and contents of the email; and
- Information volunteered in response to a form; or
- Information volunteered when filing a Complaint
The information is not limited to text characters and may include audio, video, and graphic information formats you send us. The retained information will become public record and will be maintained in accordance with the "Mississippi Public Records Act of 1983."
We use your email to respond appropriately. This may be to respond to you, to address issues you have identified, to further improve our web site, or to forward the email to another agency for appropriate action. Form information is used for the purpose designated.
Personal Information and Choice
"Personal Information" is information about a natural person that is readily identifiable to that specific individual. Personal information includes such things as an individual's name, address, and phone number. A domain name or Internet Protocol address is not considered personal information.
We collect no personal information about you unless you voluntarily participate in an activity that asks for information (i.e. sending an email, participating in a form, or filing a complaint). If you choose not to participate in these activities, your choice will in no way effect your ability to use any other feature of our site.
If personal information is requested on the web site or volunteered by the user, state law and the federal Privacy Act of 1974 may protect it. However, this information is public information once you provide it, and may be subject to public inspection and copying if not protected by federal or state law.
Users are cautioned that the collection of personal information requested from or volunteered by children on-line or by email will be treated the same as information given by an adult, and may be subject to public access.
In the State of Mississippi, laws exist to ensure that government is open and the public has a right to access appropriate records and information possessed by state government. At the same time, there are exceptions to the public's right to access public records that serve various needs including the privacy of individuals. Exceptions are provided by both state and federal laws.
All information collected at this site becomes public records that may be subject to inspection and copying by the public, unless an exemption in law exists.
In the event of a conflict between this Privacy Notice and the Public Records Act or other law governing the disclosure of records, the Public Records Act or other applicable law will control.
The Mississippi Department of Banking and Consumer Finance serves as developer and manager of this web site. We taken several steps to safeguard the integrity of its telecommunications and computing infrastructure, including but not limited to authentication, monitoring, auditing, and encryption. Security measures have been integrated into the design, implementation and day-to-day practices of the entire operating environment as part of its continuing commitment to risk management.